Owner Financing Real Estate Search

Owner Financing Real Estate

$250,000
3 Beds 3 Baths 2004436 MLS ACTIVE Status
Welcome home to this beautifully maintained two-story home in Kensington Ranch Estates, where an inviting exterior leads into a bright, open-concept layout designed for both everyday living and entertaining. The spacious living area flows seamlessly into the eat-in kitchen, creating the perfect space for gathering with family and friends. Upstairs, a versatile loft offers endless possibilities as a home office, media room, or play space, while all three bedrooms are thoughtfully located on the second level for added privacy. The primary suite features a walk-in closet and an ensuite bath with a double vanity, separate soaking tub, and walk-in shower. An upstairs laundry room adds everyday convenience, and the attached two-car garage provides additional storage. Enjoy the neighborhood park and playground, all within the highly regarded Schertz-Cibolo-Universal City ISD, including Schertz Elementary, Corbett Middle School, and Clemens High School. Conveniently located near shopping, dining, and major commuter routes, this home offers comfort, functionality, and a location that keeps you close to it all. Seller financing preferred and available for a well-qualified buyer with a substantial down payment. Terms are negotiable and will be based on the strength of the down payment, creditworthiness, documented income, assets, and ability to repay. Third-party loan servicing and escrow for property taxes and insurance will be required. No prepayment penalty. This home is priced below market value! This is where your next chapter begins!

416 Auburn Park, Selma

$249,999
3 Beds 2 Baths 1925618 MLS PRICE CHANGE Status
**Charming 3 Bedroom Home in Live Oak, TX - 7817 Hollow Oak** Welcome to 7817 Hollow Oak, a delightful residence nestled in the heart of Live Oak, TX! This charming 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and convenience. This home is freshly renovated with style, accents, and a flow that will have your visitors never wanting to leave! As you step inside, you'll be greeted by a bright and inviting open floor plan that seamlessly connects the living, dining, and kitchen areas. The spacious living room provides a warm and welcoming atmosphere, perfect for relaxing with loved ones or entertaining guests. Natural light pours in through the windows, enhancing the home's inviting ambiance. The well-appointed kitchen boasts modern appliances, ample cabinetry, and a convenient breakfast bar, making it a joy for the home chef to prepare meals. The adjacent dining area is perfect for cozy family dinners or hosting friends. Retreat to the comfortable primary suite, complete with an en-suite bathroom for added privacy. The two additional bedrooms are generously sized and can easily accommodate guests, a home office, or a playroom for the kids. A second full bathroom conveniently serves these bedrooms and visitors. Step outside into your private backyard oasis, where you'll find plenty of space for outdoor activities, gardening, or simply unwinding after a busy day. This outdoor space is perfect for barbecues, family gatherings, or quiet evenings under the stars. Conveniently located near a wonderful park, jogging trails, shopping, and dining, this home offers easy access to major highways and local entertaining spots. Enjoy the best of both worlds with a peaceful neighborhood ambiance and proximity to the vibrant amenities of Live Oak. Don't miss your chance to own this lovely home at 7817 Hollow Oak. Schedule your private showing today and envision the possibilities that await you!

7817 Hollow Oak, Live Oak

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Owner Financing Homes for Sale

Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed-upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment. 

Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates. 

Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group at AE Realty is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.